Structure & Fiduciary
Fiduciary & Administration
Clean figures are not an end in themselves: they are the foundation for good decisions, deadlines met and untroubled nights. We keep your accounts digitally and with AI support — precise, on time and in a way that lets you actually understand your numbers.
Why fiduciary services with us
Digital, precise, clear.
Many businesses experience fiduciary services as a black box: hand over your receipts, get an invoice at year end — and radio silence in between. We work differently: digitally organised, kept continuously up to date, and with figures we explain to you rather than simply file away.
Because we run companies ourselves and automate processes rigorously, we keep the effort lean — and with it your costs. You capture receipts by photo or upload, and we take care of the rest.
Deadlines under control
VAT, annual closings, official appointments — we get in touch before it becomes urgent.
Digitally organised
Receipts by photo instead of ring binders — filed and traceable at all times.
Figures you understand
Clear analyses and plain-language explanations instead of technical jargon.
Scope of services
What we take off your hands.
Accounting & Annual Closing
Ongoing financial accounting as a reliable foundation — properly coded, kept up to date and ready for the annual closing.
- Ongoing financial accounting, kept digitally
- VAT returns, filed on time
- Accounts payable and accounts receivable management
- Payment processing on your behalf — payment runs prepared, with final approval remaining with you under the four-eyes principle
- Dunning and monitoring of incoming payments
- Preparation of the annual financial statements
- Financial reporting under the Swiss Code of Obligations, Swiss GAAP FER and IFRS
- Cooperation with your auditor or the tax authorities
- Meaningful interim analyses
Administration & Company Formation
From the first commercial register entry to ongoing administration: we keep your back covered — structured and documented. If your structure requires a formal body, we also take on board of directors and managing director mandates — more on this under Registered Office & Domicile.
- Support with company formation and conversion
- Coordination with the notary, commercial register and authorities
- Contract and document filing, cleanly structured
- Administrative relief in day-to-day operations
Financial reporting
From SME closings to international standards.
Many fiduciary firms stop at the Code of Obligations. We keep your books at the level your company needs — today and at every stage it grows into.
CO
The proven standard for Swiss SMEs — efficient, tax-compliant and audit-ready under the Swiss Code of Obligations.
Swiss GAAP FER
A true and fair view for higher requirements — when banks, investors or the board of directors demand more meaningful figures.
IFRS
International financial reporting for group structures and investors — compatible with group and capital-market requirements.
Beyond that
Extended fiduciary services.
Payroll & Social Insurance
Monthly payroll accounting including OASI/UI/OPA/AI declarations and salary statements — accurate and on time. On request with your entire HR administration: withholding tax accounting for foreign employees, joiners and leavers including social insurance registrations, employment contracts based on templates, and coordination of permits. Beyond that, we draw up HR policies — for example on working hours and home office — as well as a staff handbook at a fixed price with an update subscription, and we introduce time recording in your business that complies with the Swiss Labour Act.
Tax returns for company and owner
The company's tax return and the entrepreneur's private tax return — coordinated with one another so that no deductions are left on the table.
Tax advice & tax optimisation
Tax advice that goes beyond the declaration: tax planning for company and owner, optimising the balance of salary and dividend, VAT questions — planned ahead rather than declared in hindsight.
Budget & liquidity planning
Monthly reporting with a liquidity forecast — bottlenecks become visible before they arise. On request complemented by active cash management in interplay with payment processing.
CFO as a Service
Outsourced financial management as the next stage of budget and liquidity planning: forecasts, KPI steering and sparring at management level — AI-supported, because with us the underlying figures are generated automatically and kept continuously up to date.
Cloud accounting setup
Setting up modern cloud accounting with receipt scanning and bank integration — the paperwork disappears.
Your everyday life with us
How a receipt flows through our accounting.
The same automation we set up for our clients under AI & Automation also works within our own fiduciary practice — for hospitality and retail clients, connected directly to the POS daily closings on request.
Capture the receipt
Photo, email forwarding or upload — no one touches paper twice here.
Automatic pre-entry
AI reads the amount, VAT and supplier and proposes the account coding.
Professional review
Our specialists check every entry and approve it — the responsibility stays with people.
Monthly picture
Analysis with commentary — every month you know exactly where you stand.
Process
How we take over your figures.
Getting to know you
We build a picture of your company, your volumes and your current organisation.
Setup & handover
Set up digital filing and take over your existing accounting in an orderly way.
Ongoing rhythm
You submit receipts digitally, we post them and get in touch before every deadline.
Annual closing
Annual financial statements prepared, discussed and filed on time.
Who it is for
Fiduciary services that fit your situation.
Founders
A start without legacy baggage: a clean setup, VAT registration, first annual closings — and a partner who grows with you.
Established SMEs & trades
Relief in day-to-day operations: accounting, payroll and deadlines reliably managed externally — you stay focused on your customers.
Hospitality & retail
POS daily closings flow straight into the accounts — up-to-date figures instead of receipts in a shoebox.
Companies with higher requirements
Swiss GAAP FER or IFRS for banks, investors or group consolidation — managed and documented professionally.
Frequently asked questions
All about accounting & fiduciary services.
Do I have to switch my current software?
Not necessarily. We work with common Swiss accounting solutions and first look at what has proven itself. We only switch if it saves you noticeable effort or cost — and then with our full support.
Can I outsource only part of the tasks?
Yes. Whether it is the complete accounting, only the VAT returns or the closing preparation: we take on exactly the part that relieves you — and expand later if needed.
How do I submit receipts?
Digitally: by photo from your smartphone, by upload or directly from your systems. We also accept paper receipts and digitise them for a seamless archive.
What does accounting cost with you?
That depends on your receipt volume and scope of services. You receive a transparent quote with a clear monthly flat rate — so your costs stay predictable, without surprises.
How does the switch from my current fiduciary work?
Straightforwardly: with your power of attorney we take over data, balances and open items directly — even mid financial year. We coordinate the transition so that there is no interruption for you.
Do I need a statutory auditor?
Smaller companies — fewer than ten full-time positions on annual average — can waive the limited audit by opting out. We assess your situation and keep the books so that they stand up to any audit.
Do you also advise on taxes — or only prepare the tax return?
Both. With us the declaration is the result, not the entire service: we plan the taxes of company and owner together — from the balance between salary and dividend, through VAT questions, to the right timing for investments. This way the optimisation happens during the year, not just when the forms are being filled in.
What does CFO as a Service mean in concrete terms?
Financial management without you having to create a dedicated position: we deliver forecasts and key figures, prepare decisions and stand alongside management as a sparring partner. And because your accounting runs automatically with us, we talk to you about the future of your company — not its past.
What do I need to get started?
Not much: your last balance sheet, your bank statements and access to your receipts. The rest — setup, structure and handover — we take care of for you.
When are we not the right choice?
If you have your own finance department with group consolidation and an ordinary audit, specialised audit firms are the better address — we will tell you so openly and are happy to make the introduction. Our strength is ongoing, reliable financial management for SMEs and their owners.
Next step
Figures you can rely on.
Tell us how your accounting works today — and we will show you how it becomes simpler. The initial consultation is free and non-binding.
Get in touch